Privacy Policy

Placeholder copy Every section below is scaffolding, not legal text. Replace the whole body with your reviewed Privacy Policy before this page goes live. The headings are a suggested structure only — add, remove or reorder them as your policy requires.

Last updated: [DATE TO BE CONFIRMED]

1. Who we are

[PLACEHOLDER] Identify Fancrest Investment Limited as the data controller, state RC 8961606, give the registered office address, and name the contact point for privacy questions.

2. Information we collect

[PLACEHOLDER] List the categories of personal information collected — for example the name, phone number, email address, BVN, government ID details, guarantor details and collateral information gathered during a loan application.

• [PLACEHOLDER] Information you give us directly through the enquiry form, WhatsApp, phone or in person.
• [PLACEHOLDER] Information required to assess a loan application and verify identity.
• [PLACEHOLDER] Technical information collected automatically when you visit this website.

3. How we use your information

[PLACEHOLDER] Explain each purpose: responding to enquiries, assessing and administering loans, cooperative membership records, meeting legal and regulatory obligations, and preventing fraud.

4. Legal basis for processing

[PLACEHOLDER] State the lawful basis relied on under the Nigeria Data Protection Act — consent, contract, legal obligation or legitimate interest — for each processing purpose.

5. Sharing your information

[PLACEHOLDER] Describe who information is shared with, including Fancrest Thrift and Credit Cooperative Society Ltd (FTCCSL), credit and identity verification providers, professional advisers, and regulators.

6. How long we keep it

[PLACEHOLDER] State retention periods for enquiry records, active loan files and closed accounts.

7. How we protect your information

[PLACEHOLDER] Summarise the organisational and technical safeguards in place.

8. Your rights

[PLACEHOLDER] Set out the rights available to data subjects — access, correction, deletion, objection, portability and withdrawal of consent — and explain how to exercise them.

9. Cookies and website analytics

[PLACEHOLDER] State whether this site sets cookies or uses analytics. Note that the Contact page embeds a Google Map, which is a third-party service subject to Google's own privacy terms.

10. Changes to this policy

[PLACEHOLDER] Explain how updates will be published and dated.

11. Contact us

[PLACEHOLDER] Confirm the channel for privacy enquiries. Current published details are fancrestcooperative@gmail.com and 07040208070, at Suite G019, Area 3 Neighborhood Shopping Complex, Garki, Abuja.